Comments on: Health insurance?

By: Kurt

Kurt — Thu, 11 May 2006 16:53:52 +0000

I have Blue Cross as a self-employed thing. If I were to break a limb again, it wasn’t bad – other than that I think it’s crap. They only cover one acupuncture clinic in town (my plan anyhow) and it’s not walking distance for me – so I ended up just going to one down close by and footing the bill (BTW, she is GREAT). There dental isn’t bad.

By: Quenton

Quenton — Wed, 10 May 2006 09:13:31 +0000

I have Great-West through work. They totally rock, my only comparisons being from past jobs that provided Kaiser and BlueCross, and a little bit of the Oregon Health plan. I think covereage depends on the plan, and how much you’re willing to spend.

Great West covers pretty much everything. I’ll have to dig my plan out, but I get Medical and Dental, affordable co-pays on visits and prescritions, reasonable rates on some surguries, they pcover for naturopathic, chiropractic, I think massage in some cases, partial disability. No real list of special plan owned GP’s, decent freedom to select your care-provider. I would reccommend them as one of the better insurance companies; however my coverage is mostly subsidized by my employer so I don’t know what the costs would be otherwise.

By: littlest unicorn

littlest unicorn — Tue, 09 May 2006 06:53:31 +0000

hey molly- be a pal and post your findings! i’ve got fortis and it sucks! sucks! so far i can only get about 50% coverage from my last ER visit in NYC since apprently my stitches and x-rays are being considered “elective.” i get no naturaopathic benefits and and as far as i can tell they’re pretty weak on women’s healthcare . . .why do i keep giving them my $$?

By: jeremiah

jeremiah — Tue, 09 May 2006 05:49:45 +0000

Adrienne is looking at HealthNet for the two of us. It is a little more $ per month than Kaiser (what we have now – no complaints yet, but we haven’t had to use it) but we will get 9 visits each per year to the massage therapist at $15, as well as acupuncture and naturopathy with the HealthNet. Sweet.

By: josh m

josh m — Tue, 09 May 2006 05:38:44 +0000

I have healthnet through my company. I’ve used it twice now… urgent care for a hand injury and then the ER last weekend after going over my bars and letting my face break my fall. I’m happy w/ it. I just don’t understand the bills. legacy sent me one the other day saying I owe $50, then I got another saying I owe$125 and that my insurance covered $25 of my bill? what…. i don’t know. i need to read through my stuff.
I have bluecross for my dental and I haven’t ventured into that.
I used to have kaiser and they were retarded.

By: JV

JV — Tue, 09 May 2006 04:55:40 +0000

Happy to chat about this sometime; too many variables to write. Let’s hook up for a ride or coffee sometime if you’re still weighing the options.
Cheers,
JV

By: Scout

Scout — Mon, 08 May 2006 23:22:02 +0000

I used to have HealthNet, back when I had a job that offered such a thing, and I never had a problem with it. I would recommend them insomuch as they were leaps and bounds better than the few other insurance carriers I’ve had (Kaiser and Blue Cross), but I do so with reservations because I don’t know how much cost in its entirety.

I do know that HealthNet has several plans, many of which included alternative options, and that I never had a problem with them covering the things I needed. Getting Blue Cross to pay for ANYTHING was like pulling teeth (which they don’t pay for unless you fill out forms in triplicate), and I am one of the few people who had few problems with Kaiser. My main concern with them was that I saw a different doctor nearly every time I had an appointment, because their General Practitioners don’t stick around very long.

Also, whenevr I needed anything gyno-related, I had to get a referral. Seriously. That’s a major faux pas in my book.

By: Matt

Matt — Mon, 08 May 2006 17:46:44 +0000

Kaiser has some options, I have been really happy with them…surf afound a bit and check it out.

https://members.kaiserpermanente.org/kpweb/optionalben/navlinkpage.do?elementId=htmlapp/feature/193optionalben/nw_comphealth.html.xml&repositoryBean=/kp/repositories/ContentRepository

By: Quino

Quino — Mon, 08 May 2006 15:19:41 +0000

Two/three years ago I was on Oxford and remember that they had a pretty decent coverage for “alternative medicine”.

By: patrick

patrick — Mon, 08 May 2006 03:06:38 +0000

yes, Kaiser has a natural medicine clinic. Not sure about the massages.
I hear they have a pretty good ER guy!!! Then again, it’s definately bad news if you are seeing me in the ER.

What about the Health Coverage through USA Cycling???